Profile & eligibility
Answer a few simple questions — our system estimates your likely eligibility and loan amount for each lender.
LoanPeCharcha helps customers compare personal loan options and complete the application process online. We partner with banks & NBFCs — we do not fund loans. Our focus is clarity, speed and reliable execution.
Answer a few simple questions — our system estimates your likely eligibility and loan amount for each lender.
We show ROI, processing and closing charges side-by-side so you can compare lenders without surprises.
Once you decide, we handle document transfer, verification and lender follow-ups until disbursal.
We combine profile signals and lender rules to estimate eligibility, probable loan amount and approval likelihood. This helps you apply where you have the best chance.
No — we are a marketplace/assistance platform. Lenders provide and service the loan; we match and manage the process for you.
The comparison step is non-invasive and does not affect your credit score. Lenders perform formal checks only at application time and we inform you before submission.
Eligibility estimates are instant. From application to disbursal it typically takes a few days to two weeks depending on lender verification and documents.