Balance Transfer – Landing
How it works
Start Transfer
Balance Transfer • For Salaried

Switch to a lower rate & shrink your EMI

We compare partner-bank offers, guide foreclosure, and move your loan — end-to-end, fast and secure.

Start Balance Transfer
Reduse Rate To
9.99% p.a.
Get Your Offer
Online 10 seconds
Digital Journey
End-to-End*

Helpful tools: EMI Calculators • Eligibility & Offers

How It Works

Four simple steps — share details, compare offers, upload docs, and we help you switch seamlessly.

1
Share current loan details
Outstanding, rate & months left ⏱ ~2 min
2
Get real offers form Top Banks
Multiple partner banks Live Rate and Offers ⏱ ~10 seconds
3
Select Best Offering Bank And Upload documents
KYC, statements, salary slips — securely ⏱ ~2–5 min
4
Approval & Disbursement
Foreclosure assistance & quick disbursal ⏱ ~2–4 days
HDFC Bank ICICI Bank Axis Bank Kotak Mahindra Bank IDFC FIRST Bank YES Bank IndusInd Bank HDFC Bank ICICI Bank Axis Bank Kotak Mahindra Bank IDFC FIRST Bank YES Bank IndusInd Bank

Why Choose Us

Get Live Rate Offers Online & No Paper work
AI Powerd Application will get offers, considering all bank specific credit parameters
Real Offers
Our AI gently analyzes your profile—company, salary, loan amount, location, and existing EMIs—and applies bank-specific rules to deliver authentic, customized offers
What you see is what you get—no surprises.
“No verbal commitments. The exact rate, fees, and EMI shown in your offer are what you’ll get at disbursement. No false assurances—ever.”

Personal Loan Balance Transfer – FAQs

Moving your existing personal loan to another bank/NBFC for a better rate, revised tenure, or features. Charges and eligibility vary by lender.

Comparing offers through soft-check flows won’t impact your score. A lender’s final hard pull can have a small, temporary effect.

PAN, Aadhaar, recent salary slips, bank statements, address proof, and your existing loan statement for BT. Requirements differ by lender.

Instant pre-screens are common; final approval depends on underwriting and document verification, typically 2–4 days.

Ready to switch?

Start your Balance Transfer now. We’ll compare offers and guide you end-to-end.

Start Balance Transfer