Gold Loan — Yearly Interest Payment Calculator
See interest payable year-by-year under Simple (pay yearly) or Compound annually.
Free No sign-up Updated October 2025

Enter loan details

₹
%
years
Gold loans are usually short-tenure, but you can model up to 20 years.

Year-by-year interest

YearOpeningInterestClosing

Formulas

Simple: Interest each year = P × (R/100); closing = P.
Compound annually: Closingy = Openingy × (1 + R/100); total due at end = P × (1 + R/100)^Y.