Home Loan EMI Calculator
Adjust amount, interest, tenure — see EMI, interest split and schedule.
Free No sign-up Updated October 2025

Enter loan details

₹
₹50,000 – ₹20,00,00,000
%
Typical range 7% – 12%.
months
1 – 40 years (months are multiples of 12).
%
Shown as upfront cost; EMI is based on amount, rate & tenure.

Amortization schedule

#PrincipalInterestBalance

EMI formula (reducing balance)

EMI = P × r × (1 + r)n / ((1 + r)n − 1) where P is loan amount, r is monthly rate (annual ÷ 12 ÷ 100), and n is months.